O2PUR…Smooth As Silk

Are you trying to decide if ecigs are right for you? Ecigs offer many benefits, from convenience to great values. There are a variety for brands out there, but O2PUR is by far superior to the rest.

First let’s take a look at the pricing. On average consumers can spend anywhere from $2900.00 a year (that’s one pack of cigarettes a day) to $4700.00 a year on regular cigarettes. Now with O2PUR, consumers could only spend about $720.00 a year.

Secondly, regular cigarettes come in regular or menthol. Not too much a variety there! O2PUR offers you delicious flavors. Some of those flavors are Caramel Apple, Berry Cheesecake, and Island Breeze Smoothie.

Lastly, ecigs let consumers smoke anywhere they would like since they do not produce secondhand smoke. This is unlike consumers that smoke regular cigarettes, who are forced to go outside or find a smoking area. Now a days, a lot of public places are banning smoking from their establishments entirely.

Ecig companies offer a variety of options for your vaping needs. Besides the many flavors that they offer, they also offer a variety of sizes bottles of liquid. They also have different box mods, chargers, and tanks. Many companies have a starter kit that will be soon available as well.

For those of you who are new to vaping and are not sure what box mods are here is a short preview. Box Mods offer you the chance to interchange tanks and batteries.Box Mods allow you to control the temperature and your battery wattage and power. Using a Box Mod can also allow you to control the amount of flavor you get.This gives you, the consumer, a chance to customize your vaping experience.

Great products, awesome deals, and helpful customer service members are just a few of the reasons that you should invest in O2PUR for your ecig needs.

David Giertz Raises Alarm over Millennial Reluctance to Save For Retirement

David Giertz has more than 30 years advising companies and individual clients on financial matters. He is a broker, registered with FINRA. He has featured in financial matters in media interviews and has been one of the longest-serving Nationwide Investment Services Corporation staff. He is currently, the serving Senior Vice president of the Nationwide Financial Distribution and Sales working with the carrier insurance company. He is also a keen follower of the developing trends on the internet and business among the younger generation. Mr. Giertz observes that millennials aren’t ready for retirement.

Not Prepared

According to the experienced financial adviser, the larger number of millennials do not prepare for retirement. It is a dark truth that the world has to face. From his experience, and having worked with financial companies dealing with savings for retirement, he quips that he can authoritatively say that most Americans, presently, do not save enough to take them through the retirement years, at least, not comfortably. The situation, he says, is worse for those who retire before the ordinary retirement years and live longer than the average. In a statement that may even be more shocking, Mr. Giertz observes that available data shows that some of the Americans retire with savings that can hardly sustain them for 5 years.

Spending the Savings Early

Mr. David Giertz also observes that a lot of people who are just about to retire are already drawing their income from Social Security savings way before they even retire. The effect of such a trend is that the government will be overstretched and won’t be able to payout reasonable amounts to those retiring in future. In fact, the amount paid to the early retirees is significantly reduced.

Free Financial Advice from Mr. David Giertz

According to the shrewd financial advice consultant, it is always best to start saving for retirement early. The cumulative payments will help you lead a respectable life even when you are not economically active and productive. He mentions that it becomes much harder to save money for retirement when one is nearing the retirement age. He further advises that it is a great idea to keep in mind the IRA and Roth limits for contributions. The employer facilitated retirement savings scheme helps employees to stay faithful and committed to the importance of saving for retirement. The scheme is designed in such a way that once an individual hits a set target for a given time frame, they continue earning their full paycheck without deductions for remaining calendar year until the following year.

How Lawrence Bender Films Made It

Lawrence Bender is possibly one of the greatest film producers of our time. He has created such wonderful works over the years, some of them very popular like Good Will Hunting, Pulp Fiction, and Inglourious Basterds. The thing with Lawrence Bender is that he wasn’t always into film. In fact, it was quite late when he got started compared to other producers.

Lawrence Bender grew up and was raised in the Bronx, New York City, New York in 1957 to a family of Jewish descendants. While he was growing up and going to high school, his goal was to become a civil engineer. This was mainly due to the fact that his grandfather was a civil engineer and because there were great jobs in that field. Long story short, Lawrence Bender enrolled at the University of Maine to pursue a degree in civil engineering. He graduated in 1979.

After college, it was Lawrence Bender’s goal to become a professional dancer. This was when Bender first started to really enjoy the arts. Unfortunately, an injury permanently sidelined him from doing what he truly loved: dancing. The good news is that Bender was able to pick up a new love of filmmaking.

There are many great films produced by Lawrence Bender but Good Will Hunting would have to be my favourite out of them all. In the film, Will Hunting is raised as an orphan and has a pretty abusive relationship with his guardians. He has a really tough time getting over his past as this follows him throughout his life. He works as a janitor on the late shift at MIT. What people don’t know is that he is a genius. One night, he spots a relatively difficult problem on the wall that the students and faculty can’t figure out. Once he solves the problem, he is later tracked down by the professor. This person’s name is Sean Maguire. In the movie, Maguire leads Hunting through some of life’s toughest challenges. All in all, the challenges that Hunting faces regularly throughout the movie and how he overcomes them is why I like the movie so much



Shervin Pishevar says U.S. government caught in short-term thinking while infrastructure rots

Shervin Pishevar is one of the country’s most accomplished entrepreneurs and venture capitalists. In what little free time he has, he also manages to run one of the most popular Twitter feeds in the world of tech, with nearly 100,000 followers. Recently, the inveterate tech leader engaged in a 21-hour tweet storm, in which he addressed topics ranging from the role of the Federal Reserve to the problems that the United States is facing in staying competitive.

One of the serious issues that Pishevar sees coming is the generally failing infrastructure of the United States and the bloated and incompetent bureaucracies that allow it to happen. Shervin Pishevar says that the United States has some of the highest tax rates in the world. Yet the country’s taxpayers seem to get very little for the outrageous sums that they are compelled to pay.

Shervin Pishevar says that crumbling U.S. infrastructure is leading to serious problems for the country’s competitiveness. He cites recent controversies over tariffs as an example of one of the outcomes that follows from having poor infrastructure and unnecessarily high transportation and manufacturing costs relative to other industrial powers. As one example, Shervin Pishevar points to the fact that China is currently able to manufacture steel far cheaper than companies in the United States. This, he says, is largely due to the simple fact that China has a more efficient raw-materials transport system and has lower labor costs.

The problem with things like this, says Pishevar, is that the fundamental problem is not the unfairness of free trade but that the United States simply is not competitive on a global level. He says that steel production is but one spoke in a massive wheel of bureaucratic incompetence and infrastructural decay, which will eventually lead the United States to become a second-tier player on the stage of global trade.

Pishevar believes that America’s lack of competitiveness in nearly every major industry will eventually lead to the decline of the U.S. dollar as countries realize that it is no longer the best reserve currency. He says that the likely end is America’s slide into a third world backwater.


Louis Chenevert Proclaimed Greatest Business Man

It is little wonder that Louis Chenevert is considered a genius when it comes to running businesses. He has had a long line of success all the way from his college years to his retirement.

It was clear to his professors at HEC Montréal that he was a business prodigy that would certainly be capable of turning a good profit. Once he graduated, he began preparing for the role of the chief executive officer by training at General Motors. General Motors is well known as a training ground for future CEOs. He worked in the production line management sector by overseeing the Pontiac creation.

In 1993 he would begin working at Pratt & Whitney as chairman of the board and as the Vice President of the company. After six years, he would be promoted to president of Pratt & Whitney.

It was in 2006 that the United Technologies Corporation would hire him on a CEO and it was here that his legacy would begin. He led the United Technologies Corporation to increase its net worth to $63 billion. Forbes.com says that to do this the shares increase from $37 all the way to an hundred $17. He was able to acquire Pratt & Whitney his former company, Otis, and the nearest competitor Goodrich. This cost his company $16.3 billion alone.

He diversify their portfolio by focusing on relatively similar products. He changes Connecticut-based factories to be more concerned about climate and control and security. They became specialists in producing air-conditioning units, refrigerators, and portable heating.

He was also able to create aerospace systems unit that look at everything from aerostructures to actuators to landing gear and even system airplane breaks. He got the United Technologies Corporation to be more in line with environmental regulations going on in the United States of America and Canada as well.

He would secure multiple contracts with the governments of Canada and United States of America and Israel and produce their military aircraft for over the next decade. This substantial income truly raised United Technologies Corporation to the top tier company that it is today.


Meet Sheldon Lavin, the man who transformed OSI Group

Sheldon Lavin serves as the chairman and the CEO of OSI Group. He has broad and extensive industry knowledge as a result of his work experience. OSI Group is an American privately owned organization that focuses on food processing and retailing. The company was established in 1909 and is headquartered in Aurora Illinois. Its during Sheldon’s tenure the company expanded globally with over 20,000 employees in 2016 and 80 facilities in 17 countries as a result, the company was recognized as international blueprint. Sheldon has remained committed and focused on the welfare of OSI Group, stakeholders and the employee, and hence he has been able to achieve excellent results. He focuses on innovation and large-scale financial operations to allow the organization to meet its complex food distribution chain. Although majors in protein food supply, the company also processes small quantities of starchy foods.

During an interview, Sheldon recalls his first day at OSI Group where he says he envisioned and aimed to expand and broaden the company to be an international brand. Sheldon says that though OSI is an international entrepreneur company they have a different culture that helps runs the company and hence its success. He states that the company is like a family and that is the big difference from other organizations.

Sheldon says he still has the vision to expand OSI to make more profitable growth in the future. The company and its leadership also intend to continue being the global leader by providing quality services and meeting the evolving food requirements by the clients. Sheldon Lavin says even when he will retire he believes that the company has individuals who will continue with the culture and carry on with the OSI’s visions. He, also, appreciates the efforts of the whole team saying that they are part of the success.

Sheldon Lavin was awarded a Global Visionary Award in February 2016 by India Vision world Academy. This is due to his incredible ability to transform OSI group to an international blueprint. He said he was happy and it is an honor to be recognized globally. OSI Group under the watch of Sheldon Lavin has also received various awards in connection with environmental sustainability and its corporate social responsibility. Sheldon Lavin makes it his duty to inspire the next generation to grow their organization responsibly and result in the growth of business globally. He remains largely involved in philanthropic activities.

Learn More: inspirery.com/sheldon-lavin/

Berkshire Hathaway In Trouble, Stansberry Research Reports

Stansberry Research founder Porter Stansberry’s recent report about multinational conglomerate holding company Berkshire Hathaway was one that will surely be seen as controversial. This firm, and its CEO Warren Buffett, are very highly regarded in the business world. It is the third largest publicly traded company in the world, and the ninth largest conglomerate by revenue. Stansberry Research is a world-renowned financial advisory company that has proven to be quite accurate in the past. This company was founded in 1999 in Baltimore, Maryland, where they are still based.

According to this writer, Warren Buffett grew Berkshire Hathaway into a successful business by using an innovative and efficient business formula. The writer argues that, as long as the formula was followed, the business was extremely profitable. But he goes on to say that they have suffered a slight decrease in their fortunes of late, as a result of straying from the original formula.

That original formula worked like this: The company began by buying up insurance companies. Specifically, they would buy up P&C (Property and Casualty) insurance companies, and with those purchases they would also acquire a lot of “float” money. “float” money is cash that insurance companies hold in reserve from insurance premiums in order to pay claims. If the money is never paid out as a claim, the money simply remains as part of the “float” fund, and this money adds up over time. When Warren Buffett bought the first of these insurance companies, National Indemnity, he paid 8.6 million dollars. But along with this company, he also acquired 19.4 million dollars in float money. As of this writing, Buffet has now grown that original float fund to a worth of 114 billion dollars (Indeed).

This formula was effective because it gave Berkshire Hathaway access to huge amounts of investment capital without having to actually develop that capital on their own. thus, they always had more money to work with than other companies did, which was a tremendous advantage when making investments of any kind. The writer argues that the company has moved away from that model, instead choosing to acquire whole companies and to invest in high-risk and high-regulation markets.

Stansberry Research is a publisher of financial information and software, serving millions of investors around the world. Their team of financial analysts write a large number of articles intended to guide investors in the world of finance. Their software tools help an investor to stay updated on the ups and downs of various markets. People in over a hundred countries make use of their services on a regular basis. In addition to this, they organize conferences for investors and interested parties. Time will tell if this latest prediction will prove to be correct.


Agora Financial and What They’re All About

Retiring is a pretty big time in most people’s lives. It’s a time when you can finally say goodbye to your career and hello to a world of possibilities and relaxation. The problem comes when you do not save up properly for your retirement or you do not know much about investing and then spend your golden years struggling with money. This should not have to be a problem in anyone’s life, and hiring a financial expert to help out can be an expensive mess that costs you more money than it’s worth. This is where the company Agora Financial comes in quite beneficial for those looking to handle all of their own money problems and issues.

Agora Financial works as a publishing agency that only puts out information for your finances. You can read an e-book on investing while watching a film on budgeting and wealth management. The experts working with the Agora Financial company have scoured the world for information that pertains to finances and wealth, and they present this data in any and all of their publications that just about anyone can take advantage of either for free or a portion of the price you’d pay to hire an expert.

There are just certain things that are best left in your own hands, and this involves any and all of your money. In a lot of cases, financial experts don’t always look out for your best interest and there have been a lot of cases of money being stolen from clients who are working with a professional. Don’t let this happen to you and know that Agora Financial is a wonderful resource of information that can transform the way that you view your money and how it is invested, handled and budgeted to benefit your future self.

Oxford Club Members Create Extraordinary Success with Membership

Oxford Club Members are some of the wealthiest investors in the world and create extraordinary success with the resources and expertise found in the resources provided in their annual membership. Oxford Club was established in 1989, formally called Passport Club and was renamed the Oxford Club in 1991. The Oxford Club provides high-level intellectual and knowledgeable investment resources for it more than 100,000 members.


The Oxford Club was started as a networking organization by Bill Bronner, the founder of a $1 billion global conglomerate The Agora Companies. He provided this membership opportunity as a way for extremely wealthy entrepreneurs and business owners to network and develops specialized investment knowledge to capitalize on opportunities that presented themselves within the market and create consistent long-term returns on investment. By networking with leaders within various industries, insights from the sharing of investment knowledge for various asset categories provides in-depth knowledge for investors to obtain knowledge of different investment areas that can potentially provide great profits on investments. The research and analysis performed by the staff at The Oxford Club give members valuable insight and perspective on the market that is not available to the general public and gives its members opportunities to capitalize on the insight.


The Club has a group of experts in various asset classes including bonds, dividends, trading options, cryptocurrencies including Bitcoin and various other asset classes that generate high levels of return on investment from the information provided. They have a very talented publishing and editorial staff that provides high-level insight and research into various areas of the investment sectors on a global scale. The information foster opportunities to both protect and grow massive investment portfolios for its members. They provide advantages that the wealthiest of investors in the world can benefit from by becoming members and networking with other investors from around the world. Oxford Club Members have three different categories of membership that cater to both the most elite of membership and to the general member disseminate different information and resources to cater to their needs and provide insight into the markets and provide creative investment opportunities. They are the Premier Membership, the Director’s Circle Membership, and Chairman’s Circle Membership. Each membership category caters to different levels of investors to provide the necessary intellectual understanding and information resources to capitalize on opportunities to not only grow but sustained there wealth and resources.

Securus Technologies Is Listening In On Inmates

Securus Technologies is an innovative company that designs state-of-the-art security and communication products for the U.S. penal system. Much of the Securus technology involves cameras, video chat platforms, monitoring services, crisis management methods, emergency response plans, biometric technology, advanced monetary systems, and quality security measures like the Wireless Containment System.


The Securus penal technology advancements are designed to be a preventative measure in protecting the public, officers/guards, and inmates. Richard (Rick) A. Smith is the CEO and President of Securus Technologies which is located in Texas and Georgia.


The Wireless Containment System is a secure network that can completely block illegal cell calls from within a prison’s environment. There are other industry designed products that can identify cellphone signals within a prison, but their products do not go far enough to ‘prevent’ cellphone signals from working. Unfortunately, these products can put people’s lives in danger and amount to monetary loss.


With the Wireless Containment System, prison officers are able to detect and track down contraband cellphone devices that are turned on and about to be used by inmates who are bent on doing wrong. Robert Johnson is a former prison officer who has joined Securus Technologies as a Wireless Containment System consultant and spokesperson.


Mr. Johnson knows first-hand how detrimental and harmful illegal cellphones are in the hands of certain inmates. Mr. Johnson has more than 15 years of working in South Carolina correctional facilities where he searched and seized illegal products from prisoners. Robert has appeared before the FCC to talk about how and why illegal cellphones in prisons and jails could potentially be dangerous to the public.


Robert Johnson said that thousands of illegal cellphones have been confiscated within the Florida penal system. For this reason, Florida was the first state to employ the Wireless Containment System. Robert Johnson also travels around the country talking to political figures and local state and federal penal officials on the importance of the Securus Technologies Wireless Containment System. Securus Technologies is also working with each state’s Department of Corrections who are trying to combat illegal devices.


Even though many incarcerated individuals use cellphones to legally speak to their family and friends, unfortunately there are prisoners in gangs that do not. When illegal cellphones fall into the hands of certain prisoners, they are often used to commit horrific crimes. However, the Wireless Containment System has vastly reduced the number of contraband cellphones to almost nil, showing how effective the Securus system works.


In 2018 Securus Technologies was named a Stevie Awards winner which the company has won three times previously. The Stevie Award is a prestigious American and International business acknowledgement award for companies that have demonstrated outstanding practices. Securus Technologies won for their exemplary sales approach methods, customer service design, and business development.