The Mistakes that Lead to Loss of Social Security Benefits-David Giertz

The amount of information that the general American public has about social security benefits alarmingly little. David Giertz is one of the most experienced and competent finance professionals in the industry. He has been trying to talk to employees about the importance of learning what they need to know about their social security benefits. In his research, he discovered that 30 percent of the people who are already retired are getting much less than what they expected to get as social security benefits.

Even more shocking is the fact that more than 85 percent of the current workforce seems to have a minimal idea about the factors which determine the amount they will receive as social security benefits. David Giertz had a one on one interview about the state of affairs in the financial sector, and he outlined some of the things which play a significant role in determining social security benefits.

The first thing that he stated was the fact that people did not understand that just because you qualify to start taking your security benefits does not mean that you should. He explained that the longer a person waits before they start getting the benefits, the more they will reap. He stated that even though most people start going into early retirement by the age of 50, it was possible and even advisable to wait till one got to 60 or so before starting to get the social security benefits.

He also stated that other factors which are considered in the process include the amount of salary one was earning when they were working, and factors such as inflation. He stated that most people were interested in learning about their future benefits, and were more receptive to financial advisors who concentrated on this topic.

David Giertz is the president of Nationwide Financials Sales and Distribution. He has worked in the financial sector for close to three decades now. Before being appointed the president of Nationwide Financial, he worked in various junior positions such as Director, and Senior Vice President. He believes that clients need to understand their security benefits so that they can plan wisely for their retirement.

Nathaniel Ru the Young Entrepreneur and Founder of Sweetgreen

Nathaniel Ru was born in May 3, 1985 in California. He is a creative entrepreneur and an investor.

Nathaniel Ru is a co-founder and co-chief executive officer of Sweetgreen which is a chain salad restaurant that is a healthy living lifestyle brand that believes in providing healthy and eco-friendly food to its customers.

He graduated with a Bachelor’s degree in Finance from the Georgetown University’s McDonough School of Business in the United States of America. Learn more about Nathaniel Ru: http://www.forbes.com/pictures/ekeg45fe/nicolas-jammet-nathaniel-ru-jonathan-neman-co-founders-sweetgreen-262627/

Nathaniel Ru alongside his two friends who are also Georgetown university graduates in the year 2007 founded Sweetgreen. It is a casual kitchen for fast food in the heart of Georgetown. Difficulty and trouble in finding healthy places to eat while still studying in Georgetown University is what inspired the three co-founders and CEO’s of Sweetgreen to come up and open the eatery. Read more: Nathaniel Ru | LinkedIn and Nathaniel Ru | Crunchbase

They set up the restaurant in the M Street downtown area where they used to have their meals. The eatery that is now approximately ten years old has flourished and grown into a great chain business with over 50 stores countrywide and has employed over one thousand seven hundred employees.

During the business’s initial stages, the three co-founders had trouble convincing the landlord of the apartment building they wanted to set the eatery in to meet them for negotiations. Interestingly, their business plan had only three pages and at that particular time the restaurant was to be named “Greens”.

The restaurant which has most of its stores in cities North East of the country has maintained providing fresh and healthy food to its customers whose ingredients are mainly purchased from local farmers and tellers.

According to Ru, for the chain business to prosper, each store has put the fundamental values of the company and serve the interests of the community. The company has five core values that the co-founders came up with and are posted in each and every kitchen of the chain business.

Ru believes in servicing their employees and customers better in order to make the business prosper because the community welfare starts with them. In an effort to service their customers, the chain business also organizes an annual music festival referred to as Sweetlife Music Festival that is the largest event in Washington DC.

Best financial results were accrued in stores where employees had been working for long. Moreover, the employees were given good experiences by being treated well on special days and rewarded for work well done.

How Concessions in Basic Sanitation Services in Brazil can Benefit the Country, According to Felipe Montoro Jens

Recently, the government made an interesting announcement. The announcement highlighted the concessions the government intends to make in association with National Bank for Economic and Social Development (BNDES).

The concessions will improve overall sanitation by improving:

– Management

– Structural

– Resource

Ultimately, this would lead to reduced waste levels.

In Brazil, public utilities provide 90% of basic sanitation services. Out of these, state organizations are responsible for serving around 70% of the population. The concessions prove that public and private entities are capable of complementing each other’s services.

In Brazil, basic sanitation improves massively when the government collaborates with other companies. The experience that the government brings on board is not only great but also important.

According to the announcement mentioned above, BNDES is now free to customize action plans based on each individual state. Felipe Montoro Jens says that the concessions will prevent wastages; hence, presenting more financial benefits to Brazilians.

Without private enterprises, which have more resources, it would be impossible for the government to prevent water wastage alone. However, the concessions will not bear much fruit where adhering to clear goals is not kept while drafting contracts.

Felipe Montoro Jens, who provides more insights on the government concessions, has a lot of experience. He has worked in Brazil, Singapore, and the United Kingdom for various private organizations. Some of the companies he has worked for include:

  1. a) Halliburton Company in the US
  2. b) Vallourec SA
  3. c) Braskem SA in Brazil
  4. d) JSL SA in Brazil
  5. e) Marfrig Global Foods SA in Brazil
  6. f) CTC Centro de Tecnologia Canavieira in Brazil

Currently, Felipe Montoro Jens serves on the boards of directors of several companies and organizations in Brazil and abroad. His expertise in basic sanitation and finances is not in doubt; hence, his much-sought after views on these government concessions.

Mister José Henrique Borghi at Mullen Lowe

José Henrique Borghi of Brazilian is a part of the advertising agency known as Mullen Lowe. Mullen Lowe Brasil is very focused on ads in diverse platforms throughout Brazilian advertising. It is a company in which focuses on the market business and for becoming an outlet for creative people to campaign. José Henrique Borghi is well known in this type of industry and holds experience and a background with various agencies.

José Henrique Borghi has a history of becoming in involved in these businesses for over twenty years. Borghi has become the cooperate executive officer where he share the position with another colleague. Borghi has also taken on responsibilities such as President of the company known was Leo Burnett Agency, fifteen years ago. Borghi seeks to approach the marketing and advertising business with a digital method and also through mobile. Borghi’s opportunities also relate toward the public and through data analysis of performance statistics, along with using social media to direct the outcome. José Henrique Borghi on Facebook.

Borghi has demonstrated the ability to use the online approach methods in his very own advertisements for the company of Mullen Lowe. He is very well known in the industry for using these tactics in his professionalism. In his history, he has also worked on projects for Royal Caribbean, Western Union, Harley Davidson, JetBlue, Ikea, Mattel, Johnson and Johnson, General Motors, Hyatt, and several other corporations. He is in charge of the social media and many other digital devices at Mullen Lowe currently and continues to help and assist the company’s progression.

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Mike Baur And Swiss Start Up Factory: Preparing Young Entrepreneurs

Businessman, entrepreneur and retired banker Mike Baur, is concerned about the future of the Swiss economy. But rather than simply wring his hands and lament, he is doing something to improve the opportunities for young Swiss entrepreneurs. In 2014 Baur and his friends Oliver Walzer and Max Meister co-founded a new business incubator called Swiss Start Up Factory. The Swiss Start Up Factory provides the training, mentoring and resources young entrepreneurs need to succeed. The incubator program has done such a great job it’s now Switzerland’s top independently financed business start-up incubator.

 

Success is nothing new to Mike Baur. He’s a legend in Swiss banking circles. He always dreamed of a career in banking. After completing MBAs at the University of Rochester New York and Bern University, Baur took an entry level position with UBS. Eventually he moved on to one of Switzerland’s top financial institutions, Clariden Leu. By age 40 Mike Baur has spent 20 years in banking and was on the board of a major financial institution. He was well-known and respected in Swiss banking circles. In 2014 he decided to retire and focus on helping others attain their dreams.

 

Swiss Start Up Factory runs a 3 month long program. Businesses selected to participate in the program learn how to garner financing, are provided with accounting help, teach about marketing, business taxes and payroll and are given a rent-free office in the heart of Zurich, Switzerland. Once the young entrepreneurs complete the program, they’re connected to an international network of investors, funding sources and entrepreneurs. Mike Baur also personally mentors them. These connections and the training improves the new business’ chances of thriving long-term.

 

In addition to his work with Swiss Start Up Factory, Baur also provides assistance to young businesspeople in other programs. He was a jury member in the University of St. Gallen’s start-up pitching contest called START Summiteer. Baur also worked with the Goldback Group’s accelerator program. He also served as CTI Invest’s accelerator deputy managing director He also worked in partnership with Fintech Fusion. All of the work he has done has enabled Mike Baur to help to make a significant impact on the next generation of Swiss entrepreneurs.

 

The Freiburg, Switzerland native Mike Baur is creating a new tradition. One where older, more experienced, successful Swiss businesspeople help to prepare the future generations of entrepreneurs the things they need to know to succeed.

 

Tony Petrello leads Nabors to develop specialized rigs for Gulf of Mexico

The Gulf of Mexico has long presented a unique and challenging environment for those who seek to extract oil from its many untapped reserves. Over the last 20 years, one company has done more to facilitate extraction of difficult-to-reach Gulf oil than any other company. Nabors Industries, under the leadership of its star CEO, Tony Petrello, has been a leader in the development of oil rig technology specifically designed for the challenging Gulf of Mexico oil plays.

One of the problems that companies evolved in the extraction of oil from the Gulf of Mexico have long faced is incredibly turbulent waters and unpredictable weather patterns. These include frequent hurricanes as well as waves that often reach in excess of 20 ft. Not only that, but, due to the shallow depth of the Gulf of Mexico relative to other offshore drilling locations, the wave frequencies tend to be much shorter than those encountered in the open ocean, such as in the Atlantic or Pacific.

Nabors Industries has developed a number of rigs to combat the situation. One of these is the Modular Offshore Dynamic Series, a free-floating drilling platform that is able to withstand intense waves, wind and chop while continuing to efficiently drill wells into the sea bed. This system has been a groundbreaking development in offshore drilling, with the ability to drill up to 20 wells at the same time and the capability to continue throughout all types of weather.

Another development that Nabors Industries has been responsible for introducing to the Gulf oil industry is the Sundowner oil rig. This oil platform is capable of being set up and taken down within 24 hours, the fastest such time, by far, for any offshore drilling system in the following: http://people.equilar.com/bio/anthony-petrello-nbr/salary/503049#.WKHy57YrKRs click here.

These are just two of the many innovations that Nabors Industries has successfully introduced under the watch of Tony Petrello.

Businessman, Greg Secker Sits Down To Do Interview With Ideamensch

Greg Secker is a former stock market trader and investor who worked for the Mellon Financial Corporation. Mr. Secker would serve as VP at Mellon Financial Corporation before leaving the company to establish his own businesses. After leaving the institutional investment world, Greg Secker went on to found two investment educational companies and programs called Knowledge to Action and Learn to Trade.

Following his success with award winning investment coaching and educational programs, Greg Secker launched several investment software companies. Trading software companies that Greg Secker has established include SmartCharts, FX Capital and Capital Index. Mr. Secker also has a charitable organization that is called the Greg Secker Foundation. It supports both domestic and overseas education for youth in underprivileged communities.

Greg Secker was asked what is the worst job he ever held in his career and what did he learn from that job. Mr. Secker says that the worst job he held was working as a bartender at a country club. Secker realized that people can be very rude, impatient and annoying. The pay was very low and Secker said that the job was not worth the money he earned from it. What Greg Secker gleaned from the bartender job, was that by studying people’s body languages, he could more easily know how to deal with them. Looking at people’s body language also gives Greg Secker something else to focus on during uncomfortable or unpleasant situations.

Ideamensch afterwards asked Greg Secker that if he was to start his entrepreneurial journey over again, would he have done anything differently. Greg Secker responded that if he was to begin his entrepreneurial endeavors all over again, he would slow down and enjoy the journey more. He says that he often worked at a feverish pace and would have benefited if he just stopped and slowed done at times.

Mr. Secker says that life should be enjoyed and not simply be a journey of completing one thing after the other. He really realized this when he was at a life mastery program in Fiji. He had climbed up so fast and was about go back down, but was told by a coach to stop and enjoy the view for a bit. Had he not stopped, Secker would have missed an incredible view of the island and ocean. This was symbolic for what you should do in life.

Eric Lefkofsky: Always Demonstrating Versatility

There are people that find great success in specific areas such as technology or real estate investment. But Eric Lefkofsky is a rare breed that seems to not only take interest in several markets but shows the insight and resilience to succeed again and again.

The Entrepreneur Always On the Move

Eric Lefkofsky is Co-Founder and CEO of Tempus, Chairman of Groupon. Lefkofsky is also a founding partner of LIghtbank and more recently Co-Founder of Uptake. No matter what the source of information is about Lefkofsky one of the consistent messages we get is that he is always involved in a new venture which is usually something completely different than the last.For example, Tempus is a Biotechnology company that gathers data from the genetic code of cancer patients. The information is then used to help doctors make decisions and better provide personalized choices to the individual seeking treatment. Lefkofsky is always adamant about the advancement of technology and how it helps advance our world.

Unless you live under a rock you’re most likely familiar with Groupon. Groupon is an e-commerce business that specializes in offering impressive deals on things people consume or take part in every day such as food or spas. Groupon is a wildly growing company with much to offer to investors and consumers. When we look at Lefkofsky’s involvement in Tempus compared to Groupon, it speaks volumes of his abilities to identify worthwhile ventures.

Humble Beginnings and Empathy

Lefkofsky grew up outside of Detroit and then attended The University of Michigan and the University of Michigan Law. Would you believe that he started his first business as a freshman selling carpet? He would later sell his company StarBelly for $240 million. Eric Lefkofsky and his wife Liz are known for their philanthropy with the Lefkofsky Family Foundation. The private charitable group is involved in areas such as human rights, health, and education. The Lefkofsky Family Foundation has a heavy presence in the Midwest.Eric Lefkofsky helps fight cancer with technology and always has an eye on the future.